Payment Policy

1. Accepted Payment Methods

We accept the payment methods displayed at checkout, including Visa, Mastercard, American Express, Discover, Klarna, Apple Pay, Google Pay, and PayPal. Available payment methods may vary depending on your location, device, browser, card issuer, and checkout settings.

2. Transaction Currency

All prices and transactions on cavrico.com are processed in United States Dollars (USD). If you use a card, bank account, or payment method issued in another currency, your payment provider may apply currency conversion rates, foreign transaction fees, or other charges according to its own terms.

3. Payment Security

We use secure checkout technology and trusted third-party payment processors, including Stripe and PayPal, to help protect payment transactions. Payment information may be protected through SSL/TLS encrypted connections, tokenization, secure payment authentication, fraud screening, and payment-provider security controls. We do not store full card numbers, CVV codes, or complete payment credentials on our own servers.

4. Payment Authorization and Failed Payments

When you place an order, your payment method may be authorized or charged at checkout. If a payment is declined, failed, flagged for review, or not completed, the order may not be processed. Payment failures may occur because of incorrect billing details, insufficient funds, card restrictions, bank security checks, expired cards, unsupported payment methods, or payment-provider review. Please contact your bank or payment provider if your payment cannot be completed.

5. Payment Disputes and Order Records

If you believe there is an issue with a charge, please contact us first at service@cavrico.com so we can review the order and help resolve the matter. To support fair handling of payment disputes, chargebacks, fraud reviews, or Stripe/PayPal inquiries, we may keep and provide relevant records such as order details, payment status, shipping address, tracking number, delivery status, customer communication, return requests, refund records, and policy compliance information.

6. Refunds to Original Payment Method

Approved refunds are issued to the original payment method used for the order. Refunds are typically processed within 7 business days after refund approval, return inspection, or case confirmation, where applicable. The time it takes for funds to appear in your account may vary depending on your bank, card issuer, PayPal, Stripe, Klarna, or other payment provider.